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Best/Preferred 0% Credit Cards

THE BEST 0% Offers available.   List updated hourly
6 Months or greater at 0% with No Annual Fee & No Application Fees

Visa® Black Card™

Intro APR Intro Period Regular APR Annual Fee 0% APR for 15 Billing Cycles Months 14.99% $495 Limited Membership 24-Hour Concierge Service at your disposal Unlimited VIP airport lounge visits Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions Luxury gifts Accepted globally; zero liability protection against unauthorized purchases Made with carbon, not just another piece of plastic

PEX Visa® Prepaid Business Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $90* Instantly Fund Employee Purchases Gain 24/7 Control Over Where and How Much Employees Spend Save Money - No Surprise Interest Charges or Overdraft Fees Monthly Reporting Worldwide Card Acceptance

Horizon Gold Card

Intro APR Intro Period Regular APR Annual Fee No introductory rate available N/A 0% $299.40* Reports to Major Bureau Always 0.0% APR $500 Credit Limit Guaranteed Approval No Credit Check Fast Online Application No Employment Check

Starwood Preferred Guest(R) Credit Card from American Express

Intro APR Intro Period Regular APR Annual Fee None N/A 15.24% - 19.24% Variable $0 introductory annual fee for the first year, then $65 Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates 2011 SmarterTravel(R) Award for "Best Travel Rewards Card" $0 introductory annual fee for the first year, then $65

Starwood Preferred Guest® Business Credit Card from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee No Interest Rate Available N/A 15.24% - 19.24% Variable $65* Earn up to 25,000 Starpoints® - Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel. Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates. $0 introductory annual fee for the first year, then $65

Gold Delta SkyMiles(R) Credit Card from American Express

Intro APR Intro Period Regular APR Annual Fee None N/A 15.24% - 19.24% Variable $0 intro annual fee for the first year, then $95 Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening $0 intro annual fee for the first year, then $95 Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent Priority Boarding and 20% In-Flight Savings

Blue Sky from American Express(R)

Intro APR Intro Period Regular APR Annual Fee 0% on Purchases for 12 months Months 17.24%-22.24% Variable No Annual Fee 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit. No annual fee. Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime. Pay your bill all at once, or over time. It's up to you. Blue Savings Program(R): big deals on big brands, all the time. Get a decision in as little as 60 seconds.

American Express(R) Gold Card

Intro APR Intro Period Regular APR Annual Fee N/A N/A N/A Introductory annual fee of $0 for the first year, then $125 Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds.

Blue Cash Everyday(SM) Card from American Express

Intro APR Intro Period Regular APR Annual Fee 0% on Purchases for 12 months Months 17.24%-22.24% Variable No Annual Fee Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time

The Platinum Card(R) from American Express

Intro APR Intro Period Regular APR Annual Fee N/A N/A N/A $450 annual fee 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership. Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.

TrueEarnings(R) Card from Costco and American Express

Intro APR Intro Period Regular APR Annual Fee 0% on Purchases for 6 months Months 15.24% variable No Annual Fee with your paid Costco Membership American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express

American Express(R) Premier Rewards Gold Card

Intro APR Intro Period Regular APR Annual Fee N/A N/A N/A Introductory annual fee of $0 for the first year, then $175 Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership. Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else. Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide. Introductory annual fee of $0 for the first year, then $175. Get a decision in as little as 60 seconds.

The Business Gold Rewards Card(R) from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee N/A [You must pay your balance in full each month] N/A N/A [You must pay your balance in full each month] $0 introductory annual fee for the first year, then $175 FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership. Earn points even faster to get more rewards for your business 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else* One million rewards from over 500 brands 24/7 support for everything from identity theft to travel emergencies $0 introductory annual fee for the first year, then $175 Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year Terms & Restrictions Apply.

The Business Platinum Card(R) from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee N/A [You must pay your balance in full each month] N/A N/A [You must pay your balance in full each month] $450 FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.* 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants Complimentary airport club access to 600+ partner lounges, a $950/yr value By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public No pre-set spending limit*

The Plum Card® from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $185 The Everything, Everywhere Trade Terms Card(SM) from American Express OPEN Pay in full within ten days, get a 1.5% discount OR pay as little as 10% and take up to 2 months to pay off the balance, interest free $0 introductory annual fee for the first year, then $185 A powerful cash flow management tool

Gold Delta SkyMiles® Business Credit Card from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 15.24% - 19.24% Variable $95 Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening Check your first bag free- for up to 8 people on your reservation- on every Delta flight Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent Priority Boarding and 20% In-Flight Savings $0 intro annual fee for the first year, then $95 No annual fee for Additional Cards Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®

SimplyCash® Business Card from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee 0% APR for 6, 9, or 12 months Months 12.24% – 19.24% Variable $0 Get 5% cash back on wireless services and office supply purchases* Get 3% cash back on automobile gasoline* Get 1% cash back on other purchases* No limit to the amount of cash back you can earn Cash back on purchases is automatically credited to your statement each month Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings® No annual membership fee

Blue Cash Preferred(SM) Card from American Express

Intro APR Intro Period Regular APR Annual Fee 0% on Purchases for 12 months Months 17.24%-22.24% Variable $75 Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $75 Referral Bonus for each friend or family member who is approved for the Card The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.

Business Green Rewards Card from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee N/A [You must pay your balance in full each month] N/A N/A [You must pay your balance in full each month] $95* Receive 5,000 bonus points on your first purchase No pre-set spending limit* or finance charges Earn one Membership Rewards® point for every dollar you spend Redeem points toward top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees $0 introductory annual fee for the first year, then $95

Marriott Rewards® Credit Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 14.24% $45* Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel No Annual fee for your first year - that's a $45 value* Earn 3 points for every $1 spent at Marriott® locations Earn 1 point for every $1 spent on other purchases Cardmembers achieve Silver elite status with 10 nights credit toward Elite status Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

Marriott Rewards® Premier Credit Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 15.24% $85* Earn 50,000 Bonus Points after your first use Receive 1 free night stay upon account approval and each year upon account anniversary Earn 5 points for every $1 spent at Marriott® locations Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases Earn 1 point for every $1 spent on other purchases No foreign transaction fees Cardmembers achieve Silver elite status with 15 nights credit toward Elite status Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

Southwest Airlines Rapid Rewards® Plus Credit Card – FREE FLIGHT

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 15.24% $69 NOW! Earn a FREE FLIGHT after your first purchase Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare Now you can redeem for International Travel, Hotels, Gift Cards and more. Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else Your Bags Fly FREE! No Blackout Dates, Points Dont Expire, and Unlimited Reward Seats! No Change fees - if you need to change your flight, you won't be charged a fee September 11th Security Fee Applies

Slate® from Chase - No Balance Transfer Fee

Intro APR Intro Period Regular APR Annual Fee 0% Intro APR for 15 months on purchases & balance transfers Months 11.99% - 21.99% Variable $0 No Balance Transfer Fee!* 0% Intro APR for 15 months on purchases and balance transfers Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 Avoid interest on everyday purchases Pay down your balance faster Zero liability on unauthorized purchases* No Annual Fee*

Hyatt Credit Card

Intro APR Intro Period Regular APR Annual Fee No introductory APR offer available. N/A 15.24% Variable $75 Begin with 2 Award Nights at Hyatt properties worldwide, after making your first purchase with the Hyatt Credit Card Receive 1 Anniversary Award Night each year in category 1-4 properties No foreign transaction fees and Smart Chip protection on international purchases 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere There are no limits to the points you can earn Award nights with no resort, Internet or redemption fees

United MileagePlus® Explorer

Intro APR Intro Period Regular APR Annual Fee No introductory rate available N/A 15.24% Variable $95 Earn up to 40,000 bonus miles & first year free, a $95 value* First checked bag is free for you and a companion when you fly United flights, up to a $50 value Board your flight before general boarding with priority boarding privileges Visit the United Club with two complimentary day passes every year, up to a $100 value Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else Your miles don't expire and there is no limit to the number of miles you can earn

Chase Sapphire℠ Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 15.24% Variable $0 Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee!

Chase Sapphire Preferred℠ Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 15.24% Variable $95 Earn 40,000 bonus points after you spend $3,000 in the first 3 months- that's $500 toward travel rewards! 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards℠ No foreign transaction fees Receive a 7% annual dividend on all new points earned - even on points already redeemed 1:1 point transfer to participating frequent travel programs Direct access to expert service advisors anytime No Annual Fee for your first year - A $95 value

Chase Freedom® Visa

Intro APR Intro Period Regular APR Annual Fee 0% Intro APR for 15 months Months 12.99% – 22.99% $0 Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire

Chase Freedom® MasterCard

Intro APR Intro Period Regular APR Annual Fee 0% Intro APR for 15 months Months 12.99% – 22.99% $0 Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire

Ink Cash℠ Business Card

Intro APR Intro Period Regular APR Annual Fee 0% introductory APR for 12 months Months 10.24% $0 Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months! 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services 2% cash back on the first $25,000 spent annually at gas stations and restaurants 1% cash back on all other card purchases with no limit to the amount you can earn Cash back rewards do not expire 0% Introductory APR for 12 months No Annual Fee

Ink Bold℠ with Ultimate Rewards

Intro APR Intro Period Regular APR Annual Fee Not Applicable N/A $95 (First Year Free) Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool Earn up to 5X points per dollar on eligible business purchases, and points do not expire No foreign transaction fees Free Employee Cards No interest charges because it's a pay-in-full charge card Transfer points you've earned to participating frequent travel programs at a 1:1 value No Annual Fee in the first year - a $95 savings

Ink℠ Classic Business

Intro APR Intro Period Regular APR Annual Fee 0% introductory APR for 12 months Months 10.24% $0 Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months! 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel 1 point per dollar on all other card purchases with no limit on the amount you can earn Points do not expire 0% Introductory APR for 12 months No Annual Fee

United MileagePlus® Club Card

Intro APR Intro Period Regular APR Annual Fee No introductory rate available N/A 15.24% Variable $395 Annual Club Membership - up to a $475 value Premier Access℠ Priority Airport Services Earn a 50% Mileage Bonus Check your first and second bag for free No Foreign Transaction Fees* Receive Access to exclusive events with Inside Access from Chase

Discover® Open Road Card for Students

Intro APR Intro Period Regular APR Annual Fee 0% APR for 9 Months* Months 12.99%- 18.99% V $0 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* Double Cashback Bonus®* at gas stations and restaurants. Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card - Tropical Beach

Intro APR Intro Period Regular APR Annual Fee 0% APR for 9 Months* Months 12.99%- 18.99% V $0 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card

Intro APR Intro Period Regular APR Annual Fee 0% APR for 9 Months* Months 12.99%- 18.99 V $0 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card - Clear

Intro APR Intro Period Regular APR Annual Fee 0% APR for 9 Months* Months 12.99%- 18.99 V $0 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

Miles by Discover® Card

Intro APR Intro Period Regular APR Annual Fee 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%* Months 10.99% - 15.99% (V)* $0 Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card - Monogram Collection

Intro APR Intro Period Regular APR Annual Fee 0% APR for 9 Months Months 12.99%- 18.99 V $0 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More Card

Intro APR Intro Period Regular APR Annual Fee 0% APR* Months 10.99% - 20.99% (V)* $0 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Open Road Card

Intro APR Intro Period Regular APR Annual Fee 0% APR on Purchases and Balance Transfers Months 10.99% - 19.99% (V)* $0 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%* 2% automatically at gas stations and restaurants all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Motiva Card

Intro APR Intro Period Regular APR Annual Fee 0% Introductory APR* Months 10.99% - 20.99% (V)* $0 Earn Cashback Bonus for your good credit management 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%* Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index Report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rate, fees, rewards, limitations and other important information

Escape by Discover® Card

Intro APR Intro Period Regular APR Annual Fee 0% APR for 6 Months* Months 10.99% - 16.99% (V)* $60 Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months Double Miles on every $1 you spend 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Flexible redemption options like travel credits, merchandise, gift cards or cash Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Mix Tape Student Card

Intro APR Intro Period Regular APR Annual Fee 0% APR on Purchases for 9 months Months 12.99%- 18.99 V $0 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More Card - 18 Month Promotional Balance Transfer

Intro APR Intro Period Regular APR Annual Fee 0% Intro APR Months 10.99% - 20.99% (V)* $0 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card - $20 Cashback Bonus®

Intro APR Intro Period Regular APR Annual Fee 0% introductory APR for 6 months on purchases Months 12.99%- 18.99% V $0 Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information

Applied Bank® Secured Visa® Gold Credit Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 9.99% $50 Better Than Prepaid...Go with a Secured Card! Get a Credit Line That is Reported To The Major Credit Bureaus Build Positive Credit by Making Monthly Payments On Time Load One Time - Keep On Using...No Need For Any Additional Deposits Activate Today with a $200 Minimum Deposit - Maximum $5,000

Platinum Zero® Secured Visa® Credit Card from Applied Bank®

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 0% $0 ZERO - 0% FIXED APR on Purchases - No Intro Rates! ZERO - 0% Rate Won’t Change - Even If You’re Late! ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000 ZERO Application Fees ZERO Worries - FREE Personal ID Theft Protection ZERO Delays - Timely CREDIT Bureau Reporting

Applied Bank® Visa® Business Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 23.99% Less than Perfect Credit? No Problem! Easy Approval!! Have a Hobby or Interest? Take it to the Next Level! Sole Proprietors and Entrepreneurs Should Apply Get Your Card Quickly - Express Delivery Service Available!

IberiaBank Visa® Gold Cash Back Rewards Card

Intro APR Intro Period Regular APR Annual Fee 1.99% APR for 6 Billing Cycles Months 9.25, 12.25%, or 15.25%* $0 No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $0.50). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 Online access to credit card account information

IberiaBank Visa® Classic Card

Intro APR Intro Period Regular APR Annual Fee 1.99% APR for 6 billing cycles Months 7.25%, 10.25% or 13.25%* $0 No Annual Membership Fee Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $0.50). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Online Access to Credit Card Account Information

IberiaBank Visa® Platinum Rewards Card

Intro APR Intro Period Regular APR Annual Fee 1.99% APR for 6 Billing Cycles Months 9.25%, 12.25%, or 15.25%* $0 No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $0.50). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Earn 1 bonus point for every $1 in qualifying net retail purchases Turn your points into hotel, gift, or experience rewards Travel accident coverage up to $1,000,000 Online access to credit card account information

IberiaBank Visa® Select Card

Intro APR Intro Period Regular APR Annual Fee 0.00% or 7.50% for 12 Months on Purchases or 1.99% or 7.50% for 12 billing cycles on balance transfers Months 7.50%, 9.50% or 11.50% $35 Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less than $0.50). This rate will not change during the introductory period. Low Introductory APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $0.50). Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services. Online access to credit card account information Low Annual Fee of $35.00.

Best Western MasterCard® credit card

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 19.99% $0 Earn 1.5 Best Western Rewards points for every $1 in net retail purchases Receive 20,000 bonus Best Western Rewards points after your first qualifying purchase Receive 50 Best Western Rewards points for every cash advance transaction over $50 No Annual Fee 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances Around-the-clock fraud protection Online access to your credit card account Unparalleled 24-hour Customer service Immediate cash access at 430,000 ATMs internationally

Platinum Plus® MasterCard® credit card - 0 for 10

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 17.99%* $0 0% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months No Annual Fee Enhanced security and protection with Chip & PIN technology and PayPass Around-the-clock fraud protection Online access to your credit card account Unparalleled 24-hour Customer service International acceptance at millions of locations

Sony Card MasterCard® credit card

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 19.99* $0 Earn Sony Points with every net retail purchase made on your Sony Card MasterCard®®‡ No Annual Fee Get 2,000 Sony Points after your first qualifying transaction†† Earn Double Sony Points with every qualifying net retail purchase of Sony products at SonyStyle.ca or the Sony store/ Maison Sony‡ Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more! Enhanced security and protection with Chip & PIN technology and PayPass Online access to your credit card account Around-the-clock fraud protection Unparalleled 24-hour Customer service

CAA Quebec MasterCard® credit card

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 14.99% 0 On top of the 2 per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the counter when filling up on gas at participating Couche-Tard outlets◊◊, you receive an additional 2% rebate by paying with your CAA-Quebec MasterCard credit card on all your qualifying purchases - including gas - at participating Couche-Tard outlets that sell gas‡ Even more, this 2% is added to the .5% rebate you earn each time you use your CAA-Quebec MasterCard credit card No Annual Fee 3.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months Online access to your credit card account Unparalleled 24-hour customer service International acceptance at millions of locations

SmartCash MasterCard® credit card

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 19.99%* $0 5% cash back on all of your gas and grocery purchases for the first 6 months†† 3% cash back on gas and grocery purchases thereafter‡ And, you'll always earn 1% cash back on all of your other qualifying net retail purchases‡ 1.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months Enjoy free online access to your credit card account with no annual fee and free additional cards you'll start to see the benefits right away Once your cash back totals at least $50 at the end of a monthly billing cycle, we'll automatically mail you a cheque‡ - it's that simple

Choice Privileges MasterCard® credit card

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 16.99% $0 2 points for every $1 net retail spent on qualifying everyday purchases‡. No Annual Fee Apply by June 13, 2012 and you'll earn up to 16,000 points1 - that's enough for two free nights* at over 1,500 locations across North America! Up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S. (including Hawaii), Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia. Automatic upgrade to Elite Gold status*** - earning you more points for every eligible stay † Promotional rate on balance transfers (including cheque cash advances): 1.99% for your first six billing cycles that post to your Account.

TrueLine MasterCard® credit card - Fixed 9.99% AIR

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures N/A 9.99% $0 No Annual Fee Low annual interest rate (AIR) of 9.99% for purchases, balance transfers, access cheques and deposits Exclusive Platinum benefits and peace of mind Around-the-clock fraud protection Add authorized users at no additional cost Enhanced security and protection with Chip & Pin technology

mbna rewards Studentawards credit card

Intro APR Intro Period Regular APR Annual Fee No introductory rate available N/A 18.99% $0 Earn 1 mbna reward for every qualifying $1 spent on retail transactions‡ 1,000 Bonus mbna rewards after your first qualifying purchase†† 1,000 Bonus mbna rewards each year on your account anniversary date‡ Redeem points for cash back, charitable donations, travel, brand-name merchandise and gift cards from top retailers Around-the-clock fraud protection No annual fee No Rewards Point Limits

mbna rewards MasterCard credit card

Intro APR Intro Period Regular APR Annual Fee No introductory APR offer available N/A 19.99% $0 1,000 Bonus mbna rewards after your first purchase†† No Annual Fee 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances Earn 1 mbna rewards for every $1 in net retail purchases‡ Around-the-clock fraud protection Online access to your credit card account Unparalleled 24-hour Customer service Immediate cash access at 430,000 ATMs internationally

More Rewards MasterCard® credit card

Intro APR Intro Period Regular APR Annual Fee 1.99% promotional AIR on balance transfers and access cheques and deposits for the first 6 billing cycles. Months 19.99% $0 Earn 3 points‡ for every $1 in qualifying net retail purchases everywhere you shop using your More Rewards credit card. Earn up to 4 pointsA for every $1 in qualifying net retail purchases when you shop at Save-On-Foods, Overwaitea Foods, Coopers Foods, PriceSmart Foods or Urban Fare stores using your More Rewards credit card and Save-On-More loyalty card together. No Annual Fee Until June 2, 2012 only earn up to 35,000 More rewards points. 25,000 bonus points upon your first qualifying transaction PLUS 10,000 bonus points when you spend CDN $3,500 in qualifying purchases within the first 6 months. † Promotional rate on balance transfers (including cheque cash advances): 1.99% for your first six billing cycles that post to your Account. Around-the-clock fraud protection Online access to your credit card account Unparalleled 24-hour Customer service Immediate cash access at 430,000 ATMs internationally

BuyRIGHT Pre-Paid MasterCard®

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A NEW!! Choose your card design at no extra cost! Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.* Free Direct Deposit, Online bill pay, Earn rewards. No credit check, No bounced check fees, No overdraft fees - EVER! Travel, rent cars, reserve hotels, shop online safely. Unbelievable customer service. * See Card Terms

Vision Silver(SM) Prepaid MasterCard®

Intro APR Intro Period Regular APR Annual Fee No Introductory Offer Available N/A $0 Perfect Card for Government/Benefits Checks Recipients $0 Activation with Rebate* 100% Guaranteed Approval*/No Credit Check Free Direct Deposit of Your Pay or Government Check Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted No Overdraft Fees or Minimum Balances Online Checking - Electronic or Paper Checks

AccountNow® Prepaid MasterCard®

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 100% Guaranteed Approval* - No Credit Check $0 Activation Fee Free Direct Deposit and $25 cash back Cash Back on Everyday Purchases

Vision Premier® Prepaid Visa® Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $0 No Credit Check Complete the form and we'll mail your card Free Roadside Assistance 1% Cash Back on Gas Purchases Free Savings Account with 5.65% APY Free Unlimited Purchases - Signature and PIN Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster No Debt, No Interest Charges and No Overdraft Fees

Wired Plastic® Visa® Prepaid Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $0 Make a difference - With every signature purchase you are helping to fight against breast cancer. 100% Guaranteed Approval* - No Credit Check, income requirements, or bank account required! FREE Direct Deposit - Eliminate check cashing fees FREE Rewards Program - Earn 1 point for every $1 spent. Points never expire! Accepted everywhere VISA debit cards are accepted Free Account Access online, By Text, or via iPhone, IPad and ITouch app. *See Card Terms

AccountNow Gold Visa® Prepaid Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 0 No Credit Check No Minimum Balance No late/ overdraft fees Free Direct Deposit † Easy Online Bill Pay Purchase Rewards $0 Activation Fee VIP Customer Service † Cardholder fees may apply. Consult your cardholder agreement.

AccountNow® Prepaid Visa® Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $0 Guaranteed Approval * - Upon Successful ID Verification No Credit Check No Overdraft Fees No Bounced Checks No Minimum Balance No CheckSystems Verification Instant Account Number Easy Online Bill Pay No Monthly Fee

PerkStreet Financial℠ Debit MasterCard®

Intro APR Intro Period Regular APR Annual Fee n/a N/A N/A $0 PerkStreet Financial offers up to 2% cash back on debit card purchases one of the best debit card rewards programs in America! Earn 2% when your Account balance is $5k+, or earn 1% when your Account balance is less than $5k The average American will earn $600 every year in cash back A great tool to improve your financial life use your cash back to pay down your debt faster, save for your future, give back to others or just have some fun No cap on the amount of rewards you can earn plus no annual fee No monthly fees when you use your account Free online banking and bill pay Easy electronic transfers 24/7 customer support FDIC-insured deposits, up to $250,000

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