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Best/Preferred 0% Credit Cards

THE BEST 0% Offers available.   List updated hourly
6 Months or greater at 0% with No Annual Fee & No Application Fees

Baby Phat Prepaid Visa® RushCard

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $119.40* The RushCard was designed to provide access and financial empowerment to all. FREE Direct deposit Avoid long lines and check cashing fees by depositing your paycheck, tax refund, or government benefits directly to your RushCard. FREE Online Money Tools Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending. NO Credit Check Required - Just satisfactory proof of Identification. NO Hidden Fees - All fees clearly stated within cardholder agreement. Deposit your tax refund onto your RushCard and get it 2-3 weeks faster. Sign up for free and get approval in seconds

Original Black Prepaid Visa® RushCard

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $119.40* The RushCard was designed to provide access and financial empowerment to all. FREE Direct deposit Avoid long lines and check cashing fees by depositing your paycheck, tax refund, or government benefits directly to your RushCard. FREE Online Money Tools Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending. NO Credit Check Required - Just satisfactory proof of Identification NO Hidden Fees - All fees clearly stated within cardholder agreement Deposit your tax refund onto your RushCard and get it 2-3 weeks faster Sign up for free and get approval in seconds

Black Diamond Prepaid Visa® RushCard

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $119.40* The RushCard was designed to provide access and financial empowerment to all. FREE Direct deposit Avoid long lines and check cashing fees by depositing your paycheck, tax refund, or government benefits directly to your RushCard. FREE Online Money Tools Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending. NO Credit Check Required - Just satisfactory proof of Identification NO Hidden Fees - All fees clearly stated within cardholder agreement Deposit your tax refund onto your RushCard and get it 2-3 weeks faster Sign up for free and get approval in seconds

Purple Diamond Prepaid Visa® RushCard

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $119.40* FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending. FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service. Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check. FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards. FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE. FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week. Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.

Visa® Black Card™

Intro APR Intro Period Regular APR Annual Fee 0% APR for 15 Billing Cycles Months 14.99% $495 Limited Membership 24-Hour Concierge Service Exclusive Rewards Program Luxury Gifts Travel Lounge Priority Pass (unlimited visits) 1% Cash Back Travel with No Blackouts or Restrictions Patent Pending Carbon Card

PEX Visa® Prepaid Business Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $90* Instantly Fund Employee Purchases Gain 24/7 Control Over Where and How Much Employees Spend Save Money - No Surprise Interest Charges or Overdraft Fees Monthly Reporting Worldwide Card Acceptance

Horizon Gold Card

Intro APR Intro Period Regular APR Annual Fee No introductory rate available N/A 0% $299.40* Reports to Major Bureau Always 0.0% APR $500 Credit Limit Guaranteed Approval No Credit Check Fast Online Application No Employment Check

Starwood Preferred Guest(R) Credit Card from American Express

Intro APR Intro Period Regular APR Annual Fee None N/A 15.24% - 19.24% Variable $0 introductory annual fee for the first year, then $65 Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates 2011 SmarterTravel(R) Award for "Best Travel Rewards Card" $0 introductory annual fee for the first year, then $65

Starwood Preferred Guest® Business Credit Card from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee No Interest Rate Available N/A 15.24% - 19.24% Variable $65* Earn up to 25,000 Starpoints® - Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel. Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates. $0 introductory annual fee for the first year, then $65

Gold Delta SkyMiles(R) Credit Card from American Express

Intro APR Intro Period Regular APR Annual Fee None N/A 15.24% - 19.24% Variable $0 intro annual fee for the first year, then $95 Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening $0 intro annual fee for the first year, then $95 Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent Priority Boarding and 20% In-Flight Savings

Blue Sky from American Express(R)

Intro APR Intro Period Regular APR Annual Fee 0% on Purchases for 12 months Months 17.24%-22.24% Variable No Annual Fee No annual fee Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime Pay your bill all at once, or over time. It's up to you. Blue Savings Program: big deals on big brands, all the time Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010 Get approved in 60-seconds

American Express(R) Gold Card

Intro APR Intro Period Regular APR Annual Fee N/A N/A N/A $125 annual fee Earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards. Get approved in 60-seconds.

Blue Cash Everyday(SM) Card from American Express

Intro APR Intro Period Regular APR Annual Fee 0% on Purchases for 12 months Months 17.24%-22.24% Variable No Annual Fee Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time

The Platinum Card(R) from American Express

Intro APR Intro Period Regular APR Annual Fee N/A N/A N/A $450 annual fee 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fee 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide

TrueEarnings(R) Card from Costco and American Express

Intro APR Intro Period Regular APR Annual Fee 0% on Purchases for 6 months Months 15.24% variable No Annual Fee with your paid Costco Membership American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express

American Express(R) Premier Rewards Gold Card

Intro APR Intro Period Regular APR Annual Fee N/A N/A N/A Introductory annual fee of $0 for the first year, then $175 Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide Introductory annual fee of $0 for the first year, then $175 Get approved in 60-seconds.

The NEW Business Gold Rewards Card(R) from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee N/A [You must pay your balance in full each month] N/A N/A [You must pay your balance in full each month] $0 introductory annual fee for the first year, then $175 Earn points even faster to get more rewards for your business 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else One million rewards from over 500 brands Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire 24/7 support for everything from identity theft to travel emergencies $0 introductory annual fee for the first year, then $175 Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year

The Business Platinum Card(R) from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee N/A [You must pay your balance in full each month] N/A N/A [You must pay your balance in full each month] $450 FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants Complimentary airport club access to 600+ partner lounges, a $950/yr value By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public No pre-set spending limit*

The Plum Card® from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $185 The Everything, Everywhere Trade Terms Card(SM) from American Express OPEN Pay in full within ten days, get a 1.5% discount OR pay as little as 10% and take up to 2 months to pay off the balance, interest free $0 introductory annual fee for the first year, then $185 A powerful cash flow management tool

Gold Delta SkyMiles® Business Credit Card from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 15.24% - 19.24% Variable $95 Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening Check your first bag free- for up to 8 people on your reservation- on every Delta flight Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent Priority Boarding and 20% In-Flight Savings $0 intro annual fee for the first year, then $95 No annual fee for Additional Cards Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®

SimplyCash® Business Card from American Express OPEN

Intro APR Intro Period Regular APR Annual Fee 0% APR for Up to 12 Months Months 12.24% – 19.24% Variable $0 Get 5% cash back on wireless services and office supply purchases* Get 3% cash back on automobile gasoline* Get 1% cash back on other purchases* No limit to the amount of cash back you can earn Cash back on purchases is automatically credited to your statement each month Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings® No annual membership fee

Find your Special Card Offers from American Express

Intro APR Intro Period Regular APR Annual Fee N/A Are you pre-selected for special offers? Find out now in a few quick steps Compare special offers that you may be pre-selected for Get financial flexibility and control that matches your lifestyle Take advantage of exciting savings, financial benefits, and rich rewards Completing this quick and easy form will not affect your credit score

Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR

Intro APR Intro Period Regular APR Annual Fee 12 months on balance transfers, 6 months on purchases Months As low as 11.99% Variable $0 Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 12 months on balance transfers and 6 months on purchases 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire

Chase Sapphire℠

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 15.24% Variable $0 Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward! 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more 24/7 direct access to expert service advisors (No voice recording) No annual fee!

Chase Sapphire℠ Preferred Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 15.24% Variable $95 Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel! 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases. Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM No foreign transaction fees Earn a 7% annual points dividend - even on points already redeemed Transfer points you've earned to participating frequent traveler programs at a 1:1 value 24/7 direct access to expert service advisors (No voice recording) No Annual Fee for your first year - A $95 value

Ink℠ Classic Business - Up to 25,000 Bonus Points

Intro APR Intro Period Regular APR Annual Fee 0% for 6 Months Months 13.24% $0 25,000 bonus points after you spend $5,000 in the first 3 months!* 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services* 2X points per dollar on the first $25,000 spent annually on fuel and dining* 1 point per dollar on all other card purchases with no limit on the amount you can earn* Cash back rewards do not expire 0% Introductory APR for 6 months* No Annual Fee

Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Intro APR Intro Period Regular APR Annual Fee 12 months on balance transfers, 6 months on purchases Months As low as 11.99% Variable $0 Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 12 months on balance transfers and 6 months on purchases 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire

Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Intro APR Intro Period Regular APR Annual Fee 12 months on balance transfers, 6 months on purchases Months As low as 11.99% Variable $0 Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 12 months on balance transfers and 6 months on purchases 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire

Chase Sapphire℠

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 15.24% Variable $0 Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward! 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more 24/7 direct access to expert service advisors (No voice recording) No annual fee!

Chase Freedom® Visa - $200 Bonus Cash Back

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 15.99% - 22.99% Variable $0 Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire

ALL-NEW United MileagePlus® Explorer Card

Intro APR Intro Period Regular APR Annual Fee No introductory rate available N/A 14.24% $0* Earn up to 40,000 bonus miles & first year free, a $95 value* Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip Board your flight before general boarding with priority boarding privileges Visit the United Club with two complimentary day passes every year, up to a $100 value Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase Your miles don't expire and there is no limit to the number of miles you can earn

Continental Airlines OnePass® Plus Card

Intro APR Intro Period Regular APR Annual Fee No introductory rate available N/A 14.24% $0* Earn up to 40,000 bonus miles & first year free ($95 value)* Now with priority boarding privileges on Continental and United flights Check your first bag for free on Continental and United flights, up to a $50 value Visit the United Club with two complimentary passes every year, a $100 value Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else Your miles don't expire and there is no limit to the number of miles you can earn

Marriott Rewards® Credit Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 14.24% $45* Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel No Annual fee for your first year - that's a $45 value* Earn 3 points for every $1 spent at Marriott® locations Earn 1 point for every $1 spent on other purchases Cardmembers achieve Silver elite status with 10 nights credit toward Elite status Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

Marriott Rewards® Premier Credit Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 15.24% $85* Earn 50,000 Bonus Points after your first use Receive 1 free night stay upon account approval and each year upon account anniversary Earn 5 points for every $1 spent at Marriott® locations Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases Earn 1 point for every $1 spent on other purchases No foreign transaction fees Cardmembers achieve Silver elite status with 15 nights credit toward Elite status Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

Chase Freedom® MasterCard - $200 Bonus Cash Back

Intro APR Intro Period Regular APR Annual Fee No introductory rate available. N/A 15.99% - 22.99% $0 Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire

Ink Cash℠ Business Card

Intro APR Intro Period Regular APR Annual Fee 0% Introductory APR for 6 Months Months 13.24% $0 $250 cash back bonus after you spend $5,000 within 3 months! 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services 2% cash back on the first $25,000 spent annually on gas and dining 1% cash back on all other card purchases with no limit to the amount you can earn Cash back rewards do not expire 0% Introductory APR for 6 months* No Annual Fee*

The New Ink Bold℠ with Ultimate Rewards

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $95* 50,000 bonus points after you spend $5,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool No limit to the number of points you can earn - and points do not expire 5X points per dollar on the first $50,000 spent annually on eligible business purchases No foreign transaction fees and Free Employee Cards No interest or over limit fees No Annual Fee in the first year - that's a $95 savings

Southwest Airlines Rapid Rewards® Plus Credit Card – FREE FLIGHT

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 15.24% $69 NOW! Earn a FREE FLIGHT after your first purchase Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare Now you can redeem for International Travel, Hotels, Gift Cards and more. Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else Your Bags Fly FREE! No Blackout Dates, Points Dont Expire, and Unlimited Reward Seats! No Change fees - if you need to change your flight, you won't be charged a fee September 11th Security Fee Applies

Slate® from Chase - No Balance Transfer Fee

Intro APR Intro Period Regular APR Annual Fee 0% Intro APR for 15 months on purchases & balance transfers Months 11.99% - 21.99% Variable $0 No Balance Transfer Fee!* 0% Intro APR for 15 months on purchases and balance transfers Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 Avoid interest on everyday purchases Pay down your balance faster Zero liability on unauthorized purchases* No Annual Fee*

Discover® Open Road Card for Students

Intro APR Intro Period Regular APR Annual Fee 0% APR for 9 Months* Months 13.99%- 20.99% V $0 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* Double Cashback Bonus®* at gas stations and restaurants. Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card - Tropical Beach

Intro APR Intro Period Regular APR Annual Fee 0% APR for 9 Months* Months 13.99%- 20.99% V $0 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card

Intro APR Intro Period Regular APR Annual Fee 0% APR for 9 Months* Months 13.99%- 20.99% V $0 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card - Clear

Intro APR Intro Period Regular APR Annual Fee 0% APR for 9 Months* Months 13.99%- 20.99 V $0 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Miles by Discover® Card

Intro APR Intro Period Regular APR Annual Fee 0% APR for 6 Months* Months 10.99% - 16.99% (V)* $0 Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card - Monogram Collection

Intro APR Intro Period Regular APR Annual Fee 0% APR for 9 Months Months 13.99%- 20.99 V $0 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More Card

Intro APR Intro Period Regular APR Annual Fee 0% APR* Months 10.99% - 20.99% (V)* $0 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Open Road Card - $150 Restaurant.com Gift Certificate

Intro APR Intro Period Regular APR Annual Fee 0% APR on Purchases and Balance Transfers Months 10.99% - 20.99% (V)* $0 Receive a $150 Restaurant.com Gift Certificate with first purchase 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%* 2% automatically at gas stations and restaurants all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Motiva Card

Intro APR Intro Period Regular APR Annual Fee 0% Introductory APR* Months 10.99% - 20.99% (V)* $0 Earn Cashback Bonus for your good credit management 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%* Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index Report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rate, fees, rewards, limitations and other important information

Escape by Discover® Card

Intro APR Intro Period Regular APR Annual Fee 0% APR for 6 Months* Months 10.99% - 16.99% (V)* $60 Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months Double Miles on every $1 you spend 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%* No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Flexible redemption options like travel credits, merchandise, gift cards or cash Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Mix Tape Student Card

Intro APR Intro Period Regular APR Annual Fee 0% APR on Purchases for 9 months Months 13.99%- 20.99% V $0 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More Card - 18 Month Promotional Balance Transfer

Intro APR Intro Period Regular APR Annual Fee 0% Intro APR Months 10.99% - 20.99% (V)* $0 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® Student Card - $25 Cashback Bonus

Intro APR Intro Period Regular APR Annual Fee 0% introductory APR for 6 months on purchases Months 13.99%- 20.99% V $0 Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability plus mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More Card - $0 Balance Transfer Fee!

Intro APR Intro Period Regular APR Annual Fee 0% intro APR on purchases and balance transfers for 12 months Months 10.99% - 19.99% (V)* $0 Limited Time Offer - $0 Balance Transfer Fee!* 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Applied Bank® Secured Visa® Gold Credit Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 9.99% $50 Guaranteed Approval Regardless of Your Past Credit History 9.99% Low Fixed APR - Your Rate Wont Change Even if You Are Late Choose Your Credit Limit - From $200 to $5,000 Highest Ratings for Financial Strength and Security in the Country

Platinum Zero® Secured Visa® Credit Card from Applied Bank®

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 0% $0 ZERO - 0% FIXED APR on Purchases - No Intro Rates! ZERO - 0% Rate Won’t Change - Even If You’re Late! ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000 ZERO Application Fees ZERO Worries - FREE Personal ID Theft Protection ZERO Delays - Timely CREDIT Bureau Reporting

Applied Bank® Visa® Business Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 23.99% Credit Limits available to $750 Sole Proprietors and Entrepreneurs Welcome - No Business Too Small!! Perfect for Your Everyday Business Needs Great for Self-Employed Business Owners Your Business Name on YOUR Business Card

Orchard Bank® Classic MasterCard®

Intro APR Intro Period Regular APR Annual Fee No introductory rate information available. N/A 14.99% or 19.99%, or 7.99% for secured cards $29-$59 the first year* An Excellent Credit Card for Rebuilding Credit Scores; Reports to 3 Major Credit Bureaus Monthly! Acceptance at Millions of Locations Worldwide, Including Website Purchases and Reservations Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way Email and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment On-Call Customer Service Representatives to Assist You with Questions or Concerns

Orchard Bank® Visa® Cards

Intro APR Intro Period Regular APR Annual Fee No introductory rate information available. N/A 14.99% or 19.99%, or 7.99% for secured cards $29-$59 the first year* Reports to 3 Major Credit Bureaus Monthly Providing You the Opportunity to Rebuild Your Credit Score! Acceptance at Millions of Locations Including Website Purchases and Reservations Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way Email and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment On-Call Customer Service Representatives to Assist You with Questions and Concerns

IberiaBank Visa® Gold Cash Back Rewards Card

Intro APR Intro Period Regular APR Annual Fee 1.99% APR for 6 Months Months 9.25, 12.25%, or 15.25%* $0 No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 Online access to credit card account information

IberiaBank Visa® Classic Card

Intro APR Intro Period Regular APR Annual Fee 1.99% APR for 6 Months Months 7.25%, 10.25%, 13.25%* $0 No Annual Membership Fee Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Online Access to Credit Card Account Information

IberiaBank Visa® Platinum Rewards Card

Intro APR Intro Period Regular APR Annual Fee 1.99% APR for 6 Months Months 9.25%, 12.25%, or 15.25%* $0 No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Earn 1 bonus point for every $1 in qualifying net retail purchases Turn your points into hotel, gift, or experience rewards Travel accident coverage up to $1,000,000 Online access to credit card account information

IberiaBank Visa® Select Card

Intro APR Intro Period Regular APR Annual Fee 0.00% or 7.50% for 12 Months on Purchases Months 7.50%, 9.50% or 11.50% $35 Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period. Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00). Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services. Online access to credit card account information Low Annual Fee of $35.00.

Gold MasterCard® Credit Card - Fixed 9.99% AIR

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 9.99%* $0 9.99% Annual Interest Rate on Purchases and Cash Advances No Annual Fee 9.99% Annual Interest Rate on Purchases and Cash Advances Around-the-Clock Fraud Protection Online Access to Your Credit Card Account Unparalleled 24-Hour Customer Service

WorldPoints® MasterCard® Credit Card

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 19.99%* $0 1,000 Bonus WorldPoints After Your First Purchase* No Annual Fee 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances Earn 1 WorldPoint for Every $1 in Net Retail Purchases Online Access to Your Credit Card Account Unparalleled 24-Hour Customer Service

PremierRewards® MasterCard® Credit Card

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 19.99%* $0 1% Back on All Net Retails Purchases* No Annual Fee 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances Around-the-Clock Fraud Protection Online Access to Your Credit Card Account Unparalleled 24-Hour Customer Service

Best Western MasterCard® Credit Card

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 19.99%* $0 Receive 20,000 Bonus Best Western Rewards Points After Your First Qualifying Purchase No Annual Fee 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances Around-the-Clock Fraud Protection Online Access to Your Credit Card Account Unparalleled 24-Hour Customer Service Immediate Cash Access at 430,000 ATMs Internationally

Platinum Plus® 0% for 10 Months

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 17.99%* $0 0% Introductory Annual Interest Rate* for 10 Months on Cheque Cash Advances and Balance Transfers* No Annual Fee 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances Around-the-Clock Fraud Protection Online Access to Your Credit Card Account Unparalleled 24-Hour Customer Service

Sony Card MasterCard® Credit Card

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 19.99* $0 Earn Sony Points with Every Net Retail Purchase Made On Your Sony Card MasterCard® No Annual Fee Get 2,000 Sony Points After Your First Qualifying Transaction Earn Double Sony Points with Every Purchase of Sony Products at SonyStyle.ca or the Sony Store/Maison Sony Browse Through the Complete SonyStyle.ca Catalogue Including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Player, Movies, Software, Media, and So Much More! 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances Online Access to Your Credit Card Account Around-the-Clock Fraud Protection Unparalleled 24-Hour Customer Service

CAA Quebec MasterCard® Credit Card

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 14.99% 0 Low 3.99% Introductory Interest Rate for 6 Months on Cheque Cash Advances and Balance Transfers No Annual Fee Online Access to Your Credit Card Account Unparalleled 24-Hour Customer Service International Acceptance at Millions of Locations

Studentawards Card

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 18.99% $0 Earn 1 WorldPoint for every $2 in qualifying net retail purchases‡ No maximum earnings cap on WorldPoints No Annual Fee Online access to your credit card account Around-the-clock fraud protection Unparalleled 24-hour customer service Immediate cash access at 430,000 ATMs internationally

Smart Cash

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 19.99%* $0 Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months†† Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter‡ Get up to 1% cash back for all other qualifying net retail purchases‡ 1.99% introductory annual interest rate† on balance transfers* and cheque cash advances for 10 months Feel secure with around-the-clock fraud protection Enjoy free online access to your credit card account No annual fee

Choice Privileges MasterCard® Credit Card

Intro APR Intro Period Regular APR Annual Fee Please refer to online application legal disclosures. N/A 16.99% $0 No Annual Fee Get the card. Earn 2 free nights1 at over 1,500 hotels across North America! Up to 15 points for every $1 in qualifying net retail purchases at over 5,500 Choice Privileges locations in Canada, the U.S., Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia Automatic upgrade to Elite Gold status*** earning you more points for every eligible stay Promotional rate on balance transfers (including cheque cash advances): 1.99% for your first six billing cycles that post to your Account.

AccountNow® Prepaid Visa®

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $0 100% Guaranteed Approval* - No Credit Check $0 Activation Fee Free Direct Deposit and $25 cash back Cash Back on Everyday Purchases

BuyRIGHT Pre-Paid MasterCard®

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More! Special Reload Offer! Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.** FREE Direct Deposit, Online bill pay, Earn rewards. No credit check, 100% approved!* No bounced check fees or overdraft fees, EVER! Travel, Rent Cars, Reserve Hotels, Shop online safely! Unbelievable Customer Service!

Vision Silver(SM) Prepaid MasterCard®

Intro APR Intro Period Regular APR Annual Fee No Introductory Offer Available N/A $0 Perfect Card for Government/Benefits Checks Recipients $0 Activation with Rebate* 100% Guaranteed Approval*/No Credit Check Free Direct Deposit of Your Pay or Government Check Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted No Overdraft Fees or Minimum Balances Online Checking - Electronic or Paper Checks

AccountNow® Prepaid MasterCard®

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 100% Guaranteed Approval* - No Credit Check $0 Activation Fee Free Direct Deposit and $25 cash back Cash Back on Everyday Purchases

AccountNow Gold Visa® Prepaid Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A 0 100% Guaranteed Approval* - No Credit Check $0 Activation Fee $25 bonus with Free direct deposit Free Online Bill Payment Up to $10,000 balance limit Instant Account Number - Perfect for direct deposit Tax Refund

Vision Premier® Prepaid Visa® Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $0 No Credit Check Complete the form and we'll mail your card Free Roadside Assistance 1% Cash Back on Gas Purchases Free Savings Account with 5.65% APY Free Unlimited Purchases - Signature and PIN Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster No Debt, No Interest Charges and No Overdraft Fees

Wired Plastic® Prepaid Visa® Card

Intro APR Intro Period Regular APR Annual Fee No Introductory Rate Available N/A $0 Accepted everywhere VISA debit cards are accepted No Credit Check, Income Requirements or Bank Account Required On Demand Alerts - Manage your account via text messaging FREE Online Access to Account FREE Mobile Alerts - Text to your mobile or email FREE Rewards Program - Earn 1 point for every $1 spent No Bounced Check, NSF or Overdraft Charges EVER! FREE Direct Deposit - Eliminate check cashing fees

PerkStreet Financial℠ Debit MasterCard®

Intro APR Intro Period Regular APR Annual Fee N/A $0 PerkStreet Financial offers up to 2% cash back on debit card purchases one of the best debit card rewards programs in America! Earn 2% when your Account balance is $5k+, or earn 1% when your Account balance is less than $5k The average American will earn $600 every year in cash back A great tool to improve your financial life use your cash back to pay down your debt faster, save for your future, give back to others or just have some fun No cap on the amount of rewards you can earn plus no annual fee No monthly fees when you use your account Free online banking and bill pay Easy electronic transfers 24/7 customer support FDIC-insured deposits, up to $250,000

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